Florida Church Insurance | Temple Insurance | Property

Florida Church and Temple Insurance

Because different religions have different needs, our A.M. Best A-Rated insurance carriers offer wide-ranging solutions to fill gaps in coverage to make sure your Church or Temple is fully protected. We understand that protecting your ministry can be a daunting task with the myriad of insurance coverages available. Our church insurance programs are uniquely designed to give maximum protection to areas that typically are not addressed by standard business insurance policy’s.

Florida presents a unique risk for many insurers when it comes to protecting property from natural disasters. Our specialized carriers have a unique ability to insure Florida based property risks for coverages not always found in other markets at a price that is very competitive.

Many religious institutions have schools or educational facilities and that’s not a problem; in most cases that protection can be added to your coverage at minimal cost. Additionally, many of our carriers also offer the coverages that may be unique to schools with no religious affiliation at all. From Christian schools to pre-schools and early learning to charter schools – we can handle it. Lott & Gaylor Insurance has been serving the religious community in Fort Myers, Cape Coral Naples and all of Florida for over three decades, let us put our experience to work for you.

Liability Coverages:

General Liability

Professional Liability that extends to Pastoral Counseling and Teachers

Abuse and Molestation

Directors and Officers Liability

Church members included as additional insureds

Coverage included for fund raising events

Medical payments for volunteers included

Auto liability for vans, buses, hired and non owned autos

Sports Liability

Volunteer Liability

Liability for school and day care operations

Active Shooter coverage

Property Coverages:

Buildings & Contents with wind

Loss of Income and Extra Expense

Building coverage extends to pipe organs and foundations

Fine Arts coverage for religious artifacts

Stained Glass Window Coverage

Employee Theft (Crime Coverage)

Inland Marine

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