Experience
with a personal touch
With more than 40 years in business in Southwest Florida, our only mission is to protect you. Let us show you the power of personal service.
Get in Touch
Home, Auto, Boat and Life. Talk to one of our agents today to review your existing insurance plan or develop a new one.
Let our agents navigate the confusion and shop our auto insurance companies to find you the best production. Complete coverage at affordable rates!
Protect your home and peace of mind with flood insurance tailored to Florida’s unique risks.
Whether you’re in a high-risk zone or just want added protection, our team is ready to help you.
We believe every business owner deserves access to sound, informed advice. We’re ready to help protect your future. Come rain or shine we’ll keep what matters most safe.
Why Choose Us?
Dedicated to keeping what matters to you most, safe.
Since Frank Lott began writing homeowners insurance policies in Fort Myers in 1956, we’ve learned quite a bit about how to manage the unique challenges faced by Southwest Floridians – as well as what our Lee County community demands when it comes to the value of peace of mind. We understand that affordable home insurance, auto insurance, and business insurance can often be confusing and that too many insurance agencies focus on themselves.
For more than 65 years our founders have instilled a deep sense of culture that revolves around honesty, integrity and reliability. Whether you have a home or auto policy question, or a commercial insurance need – our agents are here to help you navigate through the uncertainty of what can often be a seemingly complicated process.

Companies We Represent
One-size-fits-all doesn’t apply when it comes to insurance, which is why every clients needs are matched with a company that suits them best.
As an independent agency we sit on the same side of the table as our clients. Since 1982, we’ve grown our insurance company portfolio to find the best home, auto, business, and specialty insurance companies for our clients in Fort Myers, Cape Coral, Bonita Springs, Naples and all of Southwest Florida.





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